Health Insurance News

HEALTH INSURANCE NEWS

MEDICARE OPEN ENROLLMENT PERIOD: October 15 through December 7

Beginning Tuesday, Oct. 15, Medicare enrollees have 54 days — until Dec. 7 — to review their medical and prescription drug coverage.

Note on Medicare Part D Prescription Coverage:

Are you receiving a Low Income Subsidy (or “Extra Help”) for Part D prescription coverage and enrolled in a Prescription Drug Plan or Medicare Advantage Plan that requires you to pay a premium?

Individuals who qualify for the Low Income Subsidy can qualify for a Prescription Drug Plan or Medicare Advantage Plan that is premium-free.

Last year, over a million of these individuals paid an average of $24 per month for Medicare Part D premiums when they could have been enrolled in a premium-free plan!

While individuals who qualify for the Low Income Subsidy can change their Medicare Part D Prescription Drug Plan or Medicare Advantage Plan at least once a quarter, now is one of those times to change your plan if you are paying a premium.

Make sure you are enrolled in an insurance plan that best meets your needs. For help in reviewing your options, you should contact the Ohio Senior Health Insurance Information Program (OSHIIP) or Medicare.

  • OSHIIP: 1-800-686-1578
  • Medicare: 1-800-Medicare or Medicare.gov

If you are denied coverage or encounter any other problems, please contact Legal Aid’s intake department at (614) 241-2001.

FEDERAL MARKETPLACE OPEN ENROLLMENT PERIOD: November 1 through
December 15 for coverage beginning January 1, 2020

Individuals who need medical insurance can apply for coverage through the federal marketplace. You may qualify for a subsidy to make your coverage more affordable.

If you currently have coverage, open enrollment is also the time when you can renew your coverage or change your insurance plan.

If you do not enroll during open enrollment, you will only be able to enroll for coverage through the federal marketplace if you experience certain events, such as getting married, having a baby, or losing other health coverage.

To explore health insurance options and see if you qualify for a subsidy, visit www.healthcare.gov or call 1-800-318-2596.

You can also apply for Ohio Medicaid any time of the year. Visit www.benefits.ohio.gov to apply for Medicaid.

If you are denied coverage or encounter any other problems, please contact Legal Aid’s intake department at (614) 241-2001.

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